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Adjust any field and recalculate — figures are pre-filled with a typical example.
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How it works
Formula & explanation
Inflation Calculator uses the following calculation:
FutureCost = Amount × (1+InflationRate)years
This is a simplified model intended for planning and education. Real-world offers from lenders, institutions, or tax authorities may include additional fees, rules, or adjustments not reflected here.
FAQ
Frequently asked questions
What inflation rate should I use?
The historical US average has been roughly 3% annually over long periods, though it varies significantly year to year.
How does inflation affect savings?
If your savings earn less than the inflation rate, their real purchasing power declines over time even as the nominal balance grows.
Is inflation the same everywhere?
No — inflation rates differ by country and by category of goods and services (e.g. healthcare vs. electronics).
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